Financial Confidence for International Students
Moving to Canada brings new opportunities and some financial uncertainty. We help international students understand investment basics and build healthy money habits without the pressure or confusing jargon.
Book a Free ConsultationFind What Matters to You Right Now
Different stages of your student journey bring different financial questions. Let's figure out what makes sense for your situation.
Just Arrived in Canada?
Start with understanding how Canadian banking works, what fees to watch for, and how to build credit history while managing currency exchange challenges.
Working Part-Time?
Learn about tax obligations on work-study income, RRSP basics if you're earning regularly, and how to balance saving with current expenses.
Planning Post-Graduation?
Explore TFSA options, understand work permit investment rules, and discover practical ways to start building wealth before full-time employment.
Sending Money Home?
Compare transfer services, understand exchange rate impacts, and find strategies that reduce fees while maintaining regular family support.
Common Questions We Answer
- Can I invest while on a study permit? Yes, but some accounts have restrictions we'll walk through
- How much should I save versus invest? Depends on your timeline and plans after graduation
- What happens to my investments if I return home? Several options exist, and we help you understand each
- Are mutual funds better than ETFs for students? Neither is universally better – it depends on your goals
Learn Alongside Other International Students
Financial literacy workshops make more sense when everyone's starting from similar places. Our monthly sessions bring together students facing comparable challenges – visa limitations, currency concerns, family expectations.
Sessions happen online, recorded for different time zones, and focus on real scenarios rather than theory. Past topics included navigating tax season, choosing between GICs and savings accounts, and understanding student loan implications for future credit.
Upcoming Workshop: September 2025
Building an Emergency Fund on Limited Income – practical strategies that account for fluctuating exchange rates and unexpected expenses common to student life.
Your Financial Journey Timeline
First Semester
Set up banking, understand basic budgeting, track where money actually goes each month
Second Year
Start small savings habits, explore low-risk options, learn tax basics before filing deadline
Final Year
Consider investment accounts, understand work permit implications, plan for post-grad finances
After Graduation
Transition strategies for permanent residence path or returning home with Canadian investments
Students We've Worked With
Linus Bergström
Engineering Student, UBC
I wasn't sure if investing made sense while still in school. The team showed me options that fit my situation without requiring huge amounts. Now I'm actually building something instead of just watching my savings account.
Petra Vasilescu
MBA Candidate, Ryerson
Sending money to my family while saving for after graduation felt impossible. They helped me find a balance that works, and explained the exchange rate stuff in terms that actually made sense.
Ready to Start Your Financial Journey?
Book a free 30-minute session where we'll discuss your specific situation, answer your questions, and map out realistic next steps. No sales pitch, no pressure to commit.